00 / HERO
The bank in
your terminal.
One CLI for your entity, treasury, cards, invoicing, and payments. Stop juggling five tools and start building.
We're onboarding a small cohort of terminal-native founders.
Built by engineers from LI.FI ◯ Ripple ◯ Aave
01 / PROBLEM
You shipped your product.
Then you opened five tabs.
Five tools. Five logins. Zero intelligence.
You’re running Wise for international payments, Revolut for daily spending, Stripe for payment acceptance, Wave for invoicing, and Atlas for your entity. None of it talks to each other. All of it requires a browser.
Every financial action costs a context switch.
Check your balance? Open a browser. Send an invoice? Different tab. Reconcile? Spreadsheet. Your terminal is where you work — your money shouldn’t live somewhere else.
Your agents can code but they can’t spend.
You’re building AI-first but your financial stack is stuck in web 1.0. No API key, no MCP server, no way for your agents to check a balance or trigger a payout.
03 / SOLUTION
kibble init and you're in business.
Everything you need to run a business — banking, cards, invoicing, payments — under one API key, from your terminal.
Business account
USDC on Base
Your treasury in a smart account you control. Check balances, view transactions, and manage funds — all from the CLI. Your keys, your money.
Payments
kibble charge
Accept payments without a dashboard. Generate payment links, charge clients, and track receivables from your terminal.
Invoicing
kibble invoice
Create, send, and track invoices from the command line. Auto-generate from time logs or contracts. Get paid faster with USDC settlement.
Agent cards
Programmable spend
Virtual cards your AI agents can use autonomously. Set spend limits per merchant, per category, per month. The first business card your AI stack can actually use.
Entity formation
kibble init --type llc
Form your LLC and open your account in the same session. One KYB, one command, one flow. Wyoming Series LLC to start.
AI financial intelligence
Coming soonkibble ask
Natural language cashflow queries, anomaly alerts, and auto-generated monthly closes. Your finances explain themselves.
04 / EXPERIENCE
Your entire financial stack. One terminal.
Every capability in Kibble is a command or MCP tool call. Banking, invoicing, payments, and AI intelligence — without leaving your editor.
CLI-native
Every banking action from the terminal. init, invoice, charge, status, ask — no browser required.
MCP server
Your AI agents can check balances, trigger payouts, and create invoices natively from Cursor or Claude Code.
Agent cards
Programmable virtual cards for autonomous AI workflows. Set per-merchant and per-category spend limits.
05 / PROCESS
From idea to invoicing in one session.
Form your entity
kibble init --type llc --state wyoming — answer a few questions, and Kibble handles formation, EIN, and account provisioning in one session.
Send your first invoice
kibble invoice --client acme --amount 5000 --due 30d — your client gets a payment link. USDC settles to your treasury in seconds.
Run your business
kibble status shows your treasury, pending invoices, and agent card spend. kibble ask gives you natural language answers about your cashflow.
06 / COMPARISON
Five tools vs. one command
| Feature | Without Kibble | With Kibble |
|---|---|---|
| Business account | Mercury or Revolut. Browser-only. No API. | USDC treasury on Base. CLI-native. Your keys. |
| Accept payments | Stripe dashboard. Manual checkout links. | kibble charge --amount 500 |
| Invoicing | Wave or FreeAgent. Separate login. | kibble invoice --client acme --due 30d |
| Spend cards | Revolut Business card. Manual limits. | Programmable agent cards. Per-merchant, per-category limits. |
| Accounting | Xero + spreadsheets. Manual reconciliation. | AI-generated monthly closes. Natural language queries. |
| Entity formation | Stripe Atlas. 3-7 business days. | kibble init --type llc (one session) |
| Where it lives | 5 tabs. 5 logins. 0 intelligence. | kibble |
Mercury or Revolut. Browser-only. No API.
USDC treasury on Base. CLI-native. Your keys.
Stripe dashboard. Manual checkout links.
kibble charge --amount 500
Wave or FreeAgent. Separate login.
kibble invoice --client acme --due 30d
Revolut Business card. Manual limits.
Programmable agent cards. Per-merchant, per-category limits.
Xero + spreadsheets. Manual reconciliation.
AI-generated monthly closes. Natural language queries.
Stripe Atlas. 3-7 business days.
kibble init --type llc (one session)
5 tabs. 5 logins. 0 intelligence.
kibble
07 / PRICING
Zero platform fees. We earn when you earn.
No Kibble fees on any transaction. You only pay the provider costs.
No platform fees. No minimums. No monthly charges. No surprises.
08 / FAQ
Questions
09 / GET STARTED
Stop juggling. Start building.
One stack. One KYB. No browser required.
We're onboarding terminal-native founders. Get in early.